Used car: what is the best loan for a VW Golf?

Used car: what is the best loan for a VW Golf

In our flat country, the second-hand market still occupies a preponderant place in the global sale of vehicles. In 2016, nearly 55% of registered cars were second hands. And it should be noted that Volkswagen, the famous German brand, saw its models Golf and Polo rank in the top 3 of used cars the most popular in Belgium. Sold more than 33 million copies since its release in 2003, the Golf has conquered the citizens: every year, his models pass from hand to hand.


  • Find your used car
  • Simulation of a Golf
  • Finance your car
  • Receive the right documents

According to a study by Traxio , the former Febiac, the typical profile of the Belgian used car is none other than the VW Golf. And more precisely: gray, with a diesel engine and about 8 years and 4 months. Learn more about the documents you need when buying a used car and find out how to finance it with

1. Find your used car

When you start looking for a used car , you must ask yourself a few questions. What will be the use? What budget do you have? Is color important? What are the essential options for you? All these answers will help you refine your research.

Then, know that there are different ways to acquire an opportunity: via an individual, a car dealer or a dealer or a certified network ( My Way , in the case of a VW). By opting for an individual , you will not receive a guarantee, but the price will be more interesting. If you buy your used car from a dealer or dealer , you will get a minimum one-year warranty, but will have to pay slightly more. And yes, the merchant must win his crust. In the latter case, you will enjoy the My Way guarantee. For a vehicle to have this label, it must meet certain criteria: certainty as to the age and mileage indicated, Car-Pass, quality network, complete check-out before resale, 1 year warranty to 3 years, …

I compare used car loans
Read also our article : 4 tips for buying your first car

2. Simulation of a Golf

As we said above, the 8-year and 4-month VW Golf Diesel gray is the most common model among used cars .

Here is a simulation to give you a more precise idea of ​​the budget to allocate:

3. Finance your car

It is not always easy to get 10,000 € out of your wallet. When you buy a used car from a professional, you must of course add 21% VAT. But you can also apply for a car loan (in Belgium, it is generally spread over three years). In this way, you keep your savings while enjoying your new purchase!

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