The long-awaited Auto Show , which will take place from 12 to 21 January 2018 in Brussels, is about to open. You think eventually to change car? So go there to have a look at the dealership offers. It is during this event that you will have the opportunity to find, under one roof, the new models of different car manufacturers. And eventually crack for a vehicle. However, buying a car is not without difficulty. Indeed, it is a large sum sometimes difficult to get out of his wallet. TopCompare.be has listed for you the three most interesting loans for a new car loan at the moment.
This year, Beobank is buzzing once again, coming in pole position and far surpasses other financial institutions. Indeed, it sets a record by proposing an interest rate of 0.65% for car loans. And it seems that lowering them at the last minute becomes customary.
As a result, you can buy a new car (or used car less than 2 years old) at a rate never seen in Belgium: 0.65%. This car loan allows you to borrow between 2,500 € and 50,000 € to repay over a period ranging from 12 to 60 months. And good news: if you want to have a financial margin to pay the various taxes, insurance and others, know that you have the opportunity to borrow up to 120% of the purchase price.
2. Belfius & KBC / CBC
Since January 10, 2018, you can take out a loan at Belfius , whether for a new car, used under 3 or ecological, and enjoy a historically low interest rate: 0 85%. The loan period varies between 4 and 84 months.
But Belfius is not the only bank to offer credit with such an attractive rate. This is also the case of KBC / CBC , whose interest rate is also 0.85% for a new or used vehicle under 3 years. Here too, the credit will have to be repaid between 4 and 84 months. On the other hand, you have access to a loan tranche between € 500 and € 50,000. On the occasion of the Auto Show, this rate is valid until April 20, 2018.
Thanks to Belfius and KBC, you have the possibility to borrow up to 110% of the purchase price. This will allow you to cover various ancillary costs, such as insurance, tax, and other.
3. Leemans Kredieten
With the opening of the Auto Show, Leemans Kredieten also adjusted its interest rate on auto loans for new or used cars under 3 years. With 0.89%, the bank takes second place. This competitive rate applies from € 2,500 of loan. You have the option to borrow up to 100% of the purchase price of your vehicle. But note that in order to qualify for such a loan, you will need to present the financial institution with your purchase invoice or purchase order.